Monday 23 January 2017

ENGLISH LANGUAGE - FOR BANKING & INSURANCE PRELIMS EXAMINATION 


Directions(Q.1-10): Which of the phrases (a), (b), (c) and (d) given below should replace the phrase given in bold in the following sentences to make the sentences grammatically meaningful and correct. If the sentence is correct as it is and no correction is required, mark (e) as the answer. 
                                        
1.The newly-wed couple was shocked when it was observed that many people who had been invited missing.
(a) were invited 
(b) had been invited were 
(c) had invited were 
(d) had been invited had been 
(e) No correction required 

2.Though people should be right to protest, it should not be by upsetting the livelihood of others.
(a) should be righteous in protesting 
(b) should have right to protest 
(c) would be right in protest 
(d) should have been right to protest 
(e) No correction required 

3.They have made a futile attempt of suppressing the truth and suggest falsehood.
(a) for suggestion of falsehood 
(b) after suggesting falsity 
(c) and suggesting falsehood 
(d) in suggestion of falsehood 
(e) no correction required 

4.Because his work as a painter requires that he use products containing strong chemicals, he has developed skin allergy.
(a) required to use 
(b) requires that he should use 
(c) required that he uses 
(d) requires that he uses 
(e) No correction required 

5.From time to time, there have been reports of how children had tried to imitate their favorite here and landed in trouble.
(a) has been report 
(b) were reports 
(c) often reported 
(d) had been reported 
(e) No correction required 

6.It is now well known that the 'world response to' the Asian tsunami disaster with an outpouring generosity.
(a) world responded to 
(b) world’s response to 
(c) world had a response 
(d) world responding for 
(e) No correction required 

7.The most important quality a chief executive candidate 'should have' a noble character.
(a) must have a
(b) should have to be 
(c) should be 
(d) should have is a 
(e) No correction required 

8.What is needed now is not mere declarations or promises, but actions. Actions to fulfill the 'promises already made.
(a) promise were already made 
(b) already made promises 
(c) promises that we make 
(d) promises which already made 
(e) No correction required 

9.What we 'have done is' from humanity point of view.
(a) have been doing was 
(b) had done being 
(c) have done were 
(d) have been were 
(e) No correction required 

10.Despite considerable achievements in other area, humans still cannot control weather and 'probably never be able' to do so.
(a) probably not be able
(b) perhaps be never have ability 
(c) probably will never be able 
(d) probably never be enabled 
(e) No correction required 

Directions(Q.11-20): Read the following passage and answer the questions that follow:

Nature is like business. Business sense dictates that we guard our capital and live from the interest. Nature's capital is the enormous diversity of living things. Without it, we cannot feed ourselves, cure ourselves of illness or provide industry with the raw materials of wealth creation. Professor Edward Wilson, of Harvard University says, "The folly our descendants are least likely to forgive us is the ongoing loss of genetic and species diversity. This will take millions of years to correct."
Only 150 plant species have ever been widely cultivated. Yet over 75,000 edible plants are known in the wild. In a hungry world, with a population growing by 90 million each year, so much wasted potential is tragic. Medicines from the wild are worth around 40 billion dollars a year. Over 5000 species are known to yield chemical with cancer fighting potential Scientists currently estimate that the total number of species in the world is between 10-30 million with only around 1.4 million identified.
The web of life is torn when mankind exploits natural resources in short-sighted ways. The trade in tropical hardwoods can destroy whole forests to extract just a few commercially attractive specimens. Bad agricultural practice triggers 24 billion tonnes of top soil erosion a year losing the equivalent of 9 million tonnes of grain output. Cutting this kind of unsuitable exploitation and instituting "sustainable utilisation" will help turn the environmental crisis around.


Q11. Why does the author compare 'nature' to business?
(a) Because of the capital depletion in nature and business
(b) Because of the similarity with which one should use both
(c) Because of the same interest level yield
(d) Because of the diversity of the various capital inputs
(e) None of These

Q12. "The folly our descendants are least likely to forgive us." What is the business equivalent of the folly the author is referring to?
(a) Reducing the profit margin
(b) Not pumping some money out of profits into the business.
(c) Eroding the capital lease of the business
(d) Putting interest on capital buck into the business
(e) None of These

Q13. Which of the following statements is false in context of the given passage?
(a) The diversity of plant life is essential for human existence.
(b) Scientists know the usefulness of most plant species.
(c) Chemicals for cancer treatment are available from plants.
(d) There are around ten times the plant species undiscovered as compared to the discovered ones.
(e) None of These

Q14. Which of the following correctly reflects the opinion of the author to take care of hunger in the world?
(a) Increase the number of edible plants being cultivates.
(b) Increase cultivation of the 150 species presently under cultivation.
(c) Increase the cultivation of medical plants.
(d) Increase the potential of the uncultivated edible plants
(e) None of These

Q15. Which of the following is mentioned as the immediate cause for the destruction of plant species?
(a) Soil Erosion
(b) Destruction of habitat
(c) Cultivation
(d) Agricultural practices
(e) None of These

Directions: Choose the word which is nearly same in meaning to the given word as used in the passage.


Q16. WASTED
(a) Consumed
(b) Squandered     
(c) Unutilised
(d) Unprofitable         
(e) None of These

Q17. TRIGGERS
(a) Starts
(b) Makes   
(c) Results
(d) Causes
(e) None of These

Q18. WORTH
(a) Cost 
(b) Purchase
(c) Deserving
(d) Sell 
(e) None of These

Directions: Choose the word which is nearly opposite in meaning to the given word as used in the passage.
Q19. CUTTING
(a) Uniting
(b) Increasing
(c) Joining
(d) Combining
(e) None of These

Q20. GUARD
(a) Demolish
(b) Relieve
(c) Consume
(d) Release
(e) None of These


Directions (21–25) : Rearrange the following five sentences (A), (B), (C), (D) and (E) in the paper sequence to form a meaningful paragraph; then answer the questions given below them.

(A) “What a waste of my tax money”, I thought, walking past the people having free Californian Chardonnay.
(B) “Speak to her”, he said , “She’s into books”,
(C) The friend who had brought me there noticed my noticing her.
(D) In late 2003, I was still paying taxes in America, so it horrified me that the US Consulate was hosting a “Gallo drinking appreciation event”.
(E) Behind them, a pianist was playing old film tunes, and a slim short woman was dancing around him.

21.Which of the following would be the FOURTH sentence?
(1) A                                           
(2) B
(3) C                                           
(4) D
(5) E

22.Which of the following would be the FIRST sentence?
(1) A                                           
(2) B
(3) C                                           
(4) D
(5) E

23.Which of the following would be the FIFTH (LAST)  sentence?
(1) A                                           
(2) B
(3) C                                           
(4) D
(5) E

24.Which of the following would be the SECOND sentence?
(1) A                                           
(2) B
(3) C                                           
(4) D
(5) E

25.Which of the following would be the THIRD sentence?
(1) A                                           
(2) B
(3) C                                           
(4) D
(5) E

Directions (Q. 26 - 30): Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is 5), i.e. ‘No error’. (Ignore the errors of punctuation, if any.)

26. (1)/These companies have been asked (2)/ to furnish their financial details (3)/ and information about (4)/ its board members. (5)/ No error 

27. (1)/ The scheme which will be launched (2)/ during the next two years (3)/ require an additional investment (4)/ of one hundred crores. (5)/ No error

28. (1)/ Road developers unable (2)/ to finish their projects (3)/ on time will not be (4)/ awarded new ones. (5)/ No error

29. (1)/ We have taken on (2)/ the responsibility of (3)/ arranging the required training (4)/ and supervise the new staff. (5)/ No error

30. (1)/ The government has signed (2)/ a memorandum of understanding with (3)/ the company to set up (4)/ a plant in the state. (5)/ No error



ANSWER

1-b
2-b
3-c
4-b
5-e
6-a
7-d
8-e
9-a
10-c
11-b
12-c
13-b
14-d
15-b
16-c
17-d
18-c
19-b
20- a

21.(3)
22.(4)
23.(2)
24.(1)
25.(5)
26.(4) Substitute their for its.
27.(3) Substitute requires.
28.(3) Substitute in
29.(4) Substitute supervising.
30.(5)

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