Sunday 31 December 2017

Happy New Year Offer 2018

New year Offer 2018

Join our new and fresh whatsapp broadcast group for Upcoming exams  of Banking Insurance  and ssc and other competitive Examination  2018

Membership fee only 250

Till 31st January 2019

Benefits under this whatsapp group

1. Daily vocab
2. Daily current affairs
3. Daily Reasoning practice sessions
(Topic Wise)
4. Daily Quant practice sessions (Topic Wise)
5. Daily English Practice Session (Topic Wise)
6.Monthly magazine updates (pdf)
7.Vocab booster power Capsule ( Monthly)
8. Current Affairs  Updates & MCQ ( Monthly)

9.Mock Papers Pdf According to Latest exams

(All notes and study material is according to new pattern and syllabus)

Other benefits

1.Save Time
2 save paper
3. Save money

If any one wants to join us and message me personally on 8092088950

Saturday 30 December 2017

Strategy to tackle IBPS Clerk mains

👁‍🗨👁‍🗨👁‍🗨👁‍🗨👁‍🗨👁‍🗨👁‍🗨👁‍🗨👁‍🗨

*Strategy to tackle IBPS Clerk mains:-*

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Time and again I have emphasized the importance of GA in the final selection. If anybody wants to beat this ongoing cut throat completion and wants to secure a berth for himself / herself then he has no option but to score healthy in GA and Computer (which is now merged with reasoning) section.

*Let's talk about sectionally:-*
Reasoning / computer- It was used to be a hunky- dory section for many but since last year, it has taken an ugli turn and therefore now it's a big challenge even to score in double figures.

*What to do:-*

*1) Logical section:-* whatever may be the pattern or difficulty level in mains, IBPS is going to field atleast 10 questions from this section which are doable and therefore it becomes imperative to practice well from M K Pandey book where there is a separate chapter on this.

*2) Decision Making:-* It was forgotten in recent years but it's possibility of coming in the exam is very high and a bit of careful analysis can fetch you 3-4 marks so practice it.

*3) Syllogism:-* Although IBPS has modified the way of asking it in the last 2-3 years but basic remains the same. It surprised everybody last year with reversing the pattern but still those whose basics were right ultimately managed to do it so prepare for it.

*4) coding - decoding :-* I think everybody is well aware about different patterns of asking coding - decoding so it's advisable to spend some time on it if it comes in the exam because one you understand the pattern, you are going to get 4-5 marks which will worth million dollar.

*5) Puzzles:-* It gives hard time in mains because of 3-4 variables with a lot of complexities. But unlike other questions whose probability of coming in the exam is always in doubt, puzzles are bound to come in 20-25 in numbers and therefore only rigorous practice and help you out immensely. But before going to puzzles, Do other questions as I suggested above.

*6) Input & Output:-* Although it doesn't come in clerical exams but considering the unpredictability of IBPS, you can't ignore that so it's better to go with practice.

*7) Miscellaneous:-* It's getting hard to solve in mains. Even they make direction or blood relation questions like puzzles.

*Computer:-* IBPS has followed SBI therefore considering the time they have fixed for this particular section, I don't think you people are going to get computer questions as it used to come previously so your focus should be primarily based on Reasoning.

*English:-* It is like opening up of Pandora's box for many of you. I have no doubt to say that out of 40 questions, you are going to get 15 from comprehension which either contain synonyms and antonyms or they may ask it separately. So in other word, you will get 25 questions related to vocabulary section and the rest can be from new pattern find error, paragraph filler, sentence arrangement etc. Therefore, I advise you all to practice comprehension based questions from any comprehension book for better understanding in the remaining days. They will ask passage on economy and it's going to be lengthy.

*Probable questions:-*

1) Passage:- 15 questions (4- 5 questions from synonyms & antonyms)
2) close test:- 5 questions New pattern
3) phrasal verb replacement- 6-8 Questions
4) Double filler with single word:- 5- 8 Questions
5) sentence arrangement:- 5-6 questions

Now you can practice these questions from daily quizzes and mock tests.

*Quant:-* Unlike IBPO Mains, this section remains status quo and still called Quantitative Aptitude but no of questions have now been raised to 50 so the probable questions are as follows:-

{1) Data interpretation:- 20 Questions (5 questions may come on missing DI)
2) Number Series:- 5 Questions (Odd one out)
3) Quadratic Equation/ Approximation:- 5 Questions
4) Data Sufficiency:- 5 questions
5) Miscellaneous:- 5 Questions.}

Unlike SBI, IBPS has not adopted DI based on word problem and therefore it will be based on percentage, Average and Ratio & Proportions so it will be your scoring zone. The rest you can do as per your strength.

*GA:-* In the virtual absence of computer now GA is the main source of scoring.

*What to do :-*

*1) Mock test revision :-* I advise you all to revise GA questions of whatever the mock test you prefer 2-3 times before the examination because it is very vital from exam point of view.

*2) Revise GK today's daily* ten questions quiz for the last 4-5 months because I have seen straight questions coming in the exam from it.

*3) Revise affairs cloud* monthly GA quiz which has 100-170 questions / every month.

*4) Adda capsule/ grade up tornado:-* If you do the abovementined exercise meticulously then I am sure you have the answers of more than 80-85% of questions of these capsules and then your task becomes very easy. By following it I could manage to revise whole tornado in 3-4 hours.

*Static/ Banking :-* Never worried about this because how much you may prepare there will be around 8-10 questions which you can't solve so go for the remaining 30-32 and I am sure you can get optimum marks. Last year they asked about Burmuda triangle and Robot bank etc which I had no idea in spite of reading everything from every possible source.

*Government schemes:-* It is very important and almost 5-10 questions will be asked from here so go through various government schemes that have been launched recently or which are in news for various reasons.

*Note:-* I request you all not to live in any illusion that it's a clerk paper and therefore it's level is going to be much below to IBPS PO mains. Last year, IBPS clerk mains paper outwitted PO mains in terms of difficulty level so prepare for the worst in the remaining days.

*I hope this post is helpful for you all*

Thank You 🙏🏻🙏🏻

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Friday 29 December 2017

Vocabulary power

(i) Stubborn (Adj.): having or showing dogged determination not to change one's attitude or position on something, especially in spite of good arguments or reasons to do so.

Pronunciation:  स्टबर्न

Hindi Translations: अड़ियल, जिद्दी, सख्त, हठी, हठीला

Synonyms:  Inflexible, Obstinate, Obdurate, Uncompromising, Unyielding, Resolute

Antonyms: Flexible, Compliant, Pliant, Obedient, Docile, Yielding

Usage: He was too stubborn to admit that he was wrong.

Meaning: वह यह स्वीकार करने के लिए बहुत अड़ियल था कि वह गलत था।


(ii) Mournful (Adj.): feeling, expressing, or inducing sadness, regret, or grief.

Pronunciation:  मॉर्न्फल / मोर्न्फुल

Hindi Translations: उदास, रंजीदा, विषण्ण, विषादपूर्ण, शोकयुक्त, शोकाकुल

Synonyms:  Unhappy, Sad, Sorrowful, Melancholy, Doleful, Miserable

Antonyms: Joyful, Happy, Cheerful, Joyous, Gleeful, Delightful

Usage: The dog gave a mournful howl.

Meaning: कुत्ते ने बहुत ही शोकग्रस्त चीख़ लगायी।


(iii) Futile (Adj.): incapable of producing any useful result; pointless.

Pronunciation:  फ्यूटल

Hindi Translations: व्यर्थ, निष्फल, निरर्थक

Synonyms:  Useless, Unavailing, Fruitless, Ineffective, Bootless, Vain

Antonyms: Productive, Exercitation, Useful, Helpfulness, Fruitful, Efficient

Usage: It would be futile to protest.

Meaning: यह विरोध करने के लिए निरर्थक होगा।


(iv) Equanimity (N.): mental calmness, composure, and evenness of temper, especially in a difficult situation.

Pronunciation:  ईक्वनिमिटी

Hindi Translations: गम्भीरता, धीरज, धैर्य, संतुलन, समता, समबुद्धि, समभाव, समवृत्ति

Synonyms:  Composure, Calmness, Poise, Patience, Calm, Serenity, Self-Possession

Antonyms: Bloodlust, Agitation, Worry, Discomposure, Anxiety, Agony

Usage: Nothing disturbs his equanimity.

Meaning: कुछ भी उनकी समबुद्धि को विक्षुब्ध नहीं कर सकता है।


(v) Detract (V.): reduce or take away the worth or value of.

Pronunciation:  डिट्रैक्ट

Hindi Translations: कलंकित होना, घटा देना, नीच ठहराना, छोटा बनाना, कमी करना, अलग खींचना

Synonyms:  Diminish, Disparage, Depreciate, Derogate, Slander, Deprecate

Antonyms: Increase, Add To, Dignify, Aggrandize, Add, Analyze

Usage: The scandal will not detract from her fame.

Meaning: घोटाले से उनकी प्रसिद्धि कलंकित नहीं होगी।


Wednesday 27 December 2017

Practice Puzzle for IBPS Clerk

Must do Practice Puzzle for IBPS Clerk

Directions (Q.1-5): Study the following information carefully to answer the given questions.

There are Seven different TV Shops – A, B, C, D, E, F and G sold TVs starting from Monday to Sunday (of the same week) not necessarily in same order. The number of TVs sold by the Seven TV shops in seven different days are 4, 6, 9, 12, 18, 15 and 27 (not necessarily in same order).

The Shop ‘A’ sold TVs on one of the days after Friday. On Wednesday, the number of TVs sold are 12. The difference between the number of TVs sold on Monday and Friday is the multiple of the number 7.

There are two shops between the shop F and the shop which one sold 4 TVs. Shop B sold TVs on one of the days immediately before the shop that sold 9 TVs. There are two shops between B and G.

There are three shops between the shop F and D. C not sold the least number of TVs. The sum of TVs sold on Wednesday and Saturday is more than ten and the sum equals to the number of TVs sold on Friday.

The difference between the number of TVs sold by Shop B and G is less than five. The Shop which sold 9 TVs not on Friday.The shop F sold the TVs on one of the days after the shop which sold 4 TVs.

The shop which sold more than 12 TVs(not an odd number) is immediately after the one which one sold 12 TVs. Shop F sold more number of TVs than Shop D.’

Q.1 Which of the following is sold by Shop A?
1.12
2.15
3. 27
4. 6
5. 9

Q.2 Which of the following combinations of  Shop – Day is True with respect to the given arrangement?  
1. E – Friday 
2. A – Saturday 
3. C – Thursday 
4. B – Friday 
5. E – Thursday

Q.3 Which of the following shop sold TV’s immediately after A?
1. D
2. E
3. F
4. G
5. None of these

Q.4 In this arrangement, A is related to Monday, F is related to Wednesday then B is related to?
1. Tuesday 
2. Friday
3. Saturday
4. Sunday
5. None of these

Q.5 Which among the following shop sold TVs in Monday?
1. B
2. C
3. A
4. D
5. F

List of important Committees

List of important Committees in India during 2015, 2016 and 2017.


Amitabh Kant Committee: to Tackle NPA in Power Sector


George Kurien Committee: To give minority status to Hindus in 8 Hindu minority states


Arbind Modi Committee: to Simplify Income Tax Laws


Chandan Sinha Panel Proposes: to Hedging Commodities in Global Markets


Sudhir Shrivastava Committee - to Curb Custodial Deaths


M Vinod Kumar Committee: Formed to Review of GST laws


Sushil Chandra Committee: to Investigate Paradise Paper Data


Jaitley-led Committee: to inspect mergers of PSBs


PV Reddi Committee: to Examine Pay Hike Issue of Lower Court Judges


Committee For Water Management in North-east - will be led by Niti Aayog vice-chairman Rajiv Kumar


First state in India to set up family welfare district committees - Tripura


Ajay Shankar Committee: To review functioning of PPP Cell


Prof. NR Madhava Menon Panel:Reported guidelines for regulating expenditure and content of advertisement in govt. adds


H Devaraj Committee: Reported most deemed university


H R Khan Panel : To evaluate unclaimed PPF and Post Office Savings


V V Daga Committee : To conduct forensic audit of NSEL


Sivaramakrishnan committee : Submit Report to build the capital city for Andhra Pradesh


Ramanujam committee : To avoid obsolete laws


Bimal Jalan : To head the Expenditure Management Commission


Hari Gautam Committee : To review the status of UGC


Justice SB Sinha (One Member Commission):To Probe 2006 Meerut Fire Tragedy


Suresh Prabhu Committee: To review gas pricing formula


RS Sharma Expert Committee : To review the Company (Cost Records and Cost Audits) Rules 2014


Justice MB Shah : On Black Money


Deepak Mohanty Committee : Data and Information Management in the RBI


Arvind Mayaram Committee : To clear definition to the FDI and FII


Nachiket Mor Committee : To permit NBFC's to work as Business correspondence


P J Nayak Committee : Governance of Boards of Bank in India


Bibek Debroy : for Restructuring the railway


Justice CS Dharmadhikari Committee:recommended complete ban on dance bars in hotels and restaurants.


Pratyush Sinha : To assess compensation for coal blocks.


Jairam Ramesh : On sustainable development


T.K. Vishwanathan committee: To provide Bankruptcy code for small and medium enterprises (SMEs).


K.V. Kamath panel: to examine the financial architecture for Micro, Small and Medium Enterprises (MSME) sector.


Gopalakrishna Committee: on Capacity Building in Banks and non-Banks


G N Bajpai Committee: Guidelines for national pension system (NPS) schemes in private sector.


Scientist Raghunath Anant Mashelkar panel: To recommend best technologies for Prime Minister Narendra Modi's "Swachh Bharat" national sanitation campaign.


T S R Subramanian Committee: To review five key green laws concerning protection and conservation of environment, forest, wildlife, water and air among others.


Tandon Committee: Follow Up Of Bank Credit


DR Gadgil Committee: Agricultural Finance


Godwala Committee: Rural Finance


ML Dantwala Committee: Regional Rural Banks


SS Nadkarni Committee: Trading In Public Sector Banks


Venketaiya Committee: Review Of Rural Financing System


Bhide Committee: Coordination Between Commercial Banks And SFC’s


AK Bhuchar Committee: Coordination Between Term Lending Institutions And Commercial Banks.


R. Jilani: Inspection System in Banks


Goiporia Committee: Customer Service In Banks


LC Gupta Committee: Financial Derivatives


James Raj Committee: Functioning Of Public Sector Banks


Vipin Malik Committee: Consolidated Accounting By Banks


A Ghosh Committee: Frauds & Malpractices In Banks


BD Thakar Committee: Job Criteria In Bank Loans (Approach)


A K Khandelwal: HR Issues of Public Sector Banks


R.H. Khan: Harmonization of the Role of Financial Institution in Banks


Rajamannar Committee: Changes In Banking Laws, Bouncing Of Cheques Etc.


Usha Thorat Panel: Financial Inclusion


Chatalier Committee: Finance To Small Scale Industry


K Madhav Das Committee: Urban Cooperative Banks


R S Saria Committee: Agricultural Finance And Cooperative Society


SS Kohli Committee: Rationalization Of Staff Strength In Banks


J.V. Shetty: Consortium Lending by Banks


I.T. Vaz: Norms for Working Capital Finance by Banks


Y.V. Reddy: Financial Aggregate System


Rakesh Mohan: Small Savings: Tax and Interest Rates


M Damodaran: Customer Service in Banks


Pillai Committee: Pay Scales Of Bank Officers


Rangrajan Committee: Computerization Of Banking Industry


Cook Committee (On Behalf Of BIS –Under Basel Committee ) : Capital Adequacy Of Banks


Pendarkar Committee: Review The System Of Inspection Of Commercial, RRB And Urban Cooperative Banks


Dave Committee: Mutual Funds (Functioning)


First in banking

First bank in India- Bank of Hindustan (1770) 


First Bank managed by Indians- Oudh Commercial Bank 


First Bank with Indian capital- Punjab National Bank (Founder of the Bank is Lala Lajpat Rai) 


First Foreign Bank in India – HSBC 


First bank to get ISO certificate – Canara Bank 


First Indian bank outside India –Bank of India 


First Bank to introduce ATM – HSBC (1987, Mumbai) 


First Bank to have joint stock public bank (Oldest) – Allahabad Bank 


First Universal bank – ICICI (Industrial Credit and Investment Corporation of India) 


First bank to introduce saving account– Presidency Bank (1833) 


First Bank to introduce Cheque system– Bengal Bank (1833) 


First bank to give internet banking facility – ICICI 


First bank to sell mutual funds – State Bank of India 


First bank to issue credit cards - Central Bank of India 


First Rural Regional Bank (Grameen Bank) – Prathama Bank (sponsored by Syndicate Bank) 


First bank to get ‘in principle’ banking license – IDFC and Bandhan Bank 


First Bank to introduce merchant banking in India – Grind lays bank 


First bank to introduce block chain technology – ICICI 


First bank to introduce voice biometric– Citi Bank 


First bank to introduce robot in banking service- HDFC 


 


Miscellaneous points:


Largest public sector bank in India – State Bank of India 


Largest private sector bank in India – ICICI 


Largest foreign bank in India – Standard Chartered Bank 


Bank with more branches in India – State Bank of India


Monday 18 December 2017

Reasoning For IBPS (Puzzle)

Must do Complex Puzzle for IBPS Clerk/RBI Assistant Main

Directions (Q. 1-6) : Study the following information carefully and answer the questions given below:        

M1, M2, M3, M4, M5, M6, M7 and M8 are eight members of a family. They are sitting around a circular table facing the centre with equal distance between each other, but not necessarily in the same order. The relation of M2 with the members is defined as Father, Mother, Brother, Sister, Wife, Daughter and Son but not necessarily in the same order.

M5 sits third to the left of M3. M2 sits on the immediate right of M3. Only one person sits between M5 and M2’s daughter. M7 sits on the immediate left of M2’s daughter. Only three people sit between M2’s wife and M7. Only one person sits between M2’s wife and M1. M4 sits on the immediate left of M6. M2’s father sits second to the left of M4. Only three people sit between M2’s father and M2’s brother M2’s son sits second to the left of M8. M2’s sister sits third to the left of M2’s mother. 

1. Which of the following statements is true with respect to the given information ?        
1) M8 is the brother of M7.                      
2) Only three people sit between M6 and M8.                
3) M4 sits third to the right of M2’s son. 
4) M7 is an immediate neighbour of the mother of M8.        
5) None is true

2. Who among the following is the brother of M2?        
1) M6                         
2) M3                     
3) M4        
4) M1                         
5) M7

3. As per the given seating arrangement, M6 is related to the son of M2, in the same way, the mother of M6 is related to M3. Then, following the same pattern the father of M8 is related to
1) M7        
2) the sister of M5           
3) the daughter of M3        
4) the  son of M7             
5) the mother of M5

4. Who sits on the immediate right of the sister of M2’s son?        
1) M2’s father          
2) M6’s mother    
3) M1’s sister        
4) M5’s uncle           
5) None of these

5. How is M6 related to M5?        
1) Sister                     
2) Sister-in-law    
3) Niece        
4) Brother-in-law    
5) Aunt

6. Four of the following five are alike in a certain way and so form a group. Which one does not belong to that group?
1) M3                         
2) M8                     
3) M5        
4) M2                         
5) M1

Error Deduction IBPS Clerk /SO RBI

Error Detection for IBPS SO Directions

(Q. 1-5): Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is ‘No error’, the answer is 5). (Ignore errors of punctuation, if any.)

1. 1) In the making of a documentary / 2) on some critical issues / 3) the main problem a documentary maker faces / 4) is the fund. / 5) No error

2. 1) Having worked since 12 years with BARC, / 2) Pradeep Indulkar is an unlikely candidate / 3) for directing a film / 4) opposed to nuclear power. / 5) No error

3. 1) The play has a great success / 2) and the playwright claims that / 3) the story has evolved / 4) through this journey. / 5) No error

4. 1) I feel if someone of us had / 2) attended to his loneliness / 3) he could have / 4) been saved. / 5) No error

5. 1) The Central Election Commission is much more powerful / 2) than the State Election Commission and we can expect that the / 3) polls will be much fairer than / 4) what takes place this time. / 5) No error

Saturday 16 December 2017

Common Errors For IBPS Clerk/RBI Mains 2017

Error Detection for IBPS Clerk/RBI Assistant


Directions (Q.1-15): Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is ‘No error’, the answer is 5). (Ignore errors of punctuation, if any.)


1. 1) Pakistan has for the first time admitted to the presence / 2) of India’s most wanted terrorist, Dawood Ibrahim, / 3) on its earth, but has said that / 4) he has now been chased out and could be in the UAE. / 5) No error

2. 1) The Delhi Government will set up seven laboratories / 2) in East Delhi to test, verify and calibrate / 3) the work and reference standards of different types of balances, / 4) weights and measuring equipments used in shops or establishments. / 5) No error

3. 1) Samajik Suvidha Sangam, also known as Mission Convergence, / 2) is the most unique initiative of NCT of Delhi / 3) for holistic empowerment of women from vulnerable and / 4) most vulnerable sections of society. / 5) No error

4. 1) The Supreme Court has sought a response of the Centre / 2) on a PIL seeking effective functioning of the / 3) human rights courts in the country / 4) to further the cause of according social justice. / 5) No error

5. 1) Caught napping by the powerful mining Mafia after a bid / 2) on the life of the SDM, the police has now booked / 3) the driver of the tractor trolley and / 4) filed an FIR against him. / 5) No error

6. 1) If anyone happens / 2) to call while I / 3) am out, please ask them / 4) to leave a message for me. / 5) No error

7. 1) These kind of shoes / 2) seem to be expensive / 3) but they are relatively / 4) easy to care for. / 5) No error

8. 1) He has had / 2) an active career / 3) writing poetry and / 4) reporting for a newspaper. / 5) No error

9. 1) She held something / 2) at her side / 3) which was hiding / 4) by the folds of her dress. / 5) No error

10. 1) Whomever / 2) we think deserves / 3) the award will / 4) certainly get it. / 5) No error

11. 1) It would be a great advantage / 2) if industrial management took long / 3) hard look at / 4) the information provided. / 5) No error

12. 1) My friend being unwilling to attend / 2) the court at an early hour / 3) of the morning sent a letter explaining / 4) why could he not obey. / 5) No error

13. 1) Income tax is / 2) one of the major / 3) source of revenue / 4) for the government. / 5) No error

14. 1) She redeemed the / 2) blunder by / 3) apologising and / 4) rectify the mistake. / 5) No error

15. 1) When I shall reach / 2) the age of sixty / 3) I shall reduce my / 4) working hours. / 5) No error

Friday 15 December 2017

IBPS SO Previous Year (Marketing)

IBPS Specialist Officers Marketing 
Previous year

IBPS SO Marketing previous year

Question papers solved

IBPS SO Marketing 2013

Click here

IBPS SO Marketing 2014

Click here

IBPS SO Marketing 2015

Click here

IBPS SO Marketing 2016

Click here




Complete Winners List of FE Best Banks Awards 2017

20th FE Best Banks Awards 2017 Winners List


The 20th FE Best Banks Awards ceremony was recently held at India's financial capital, Mumbai. These awards were given by the Indian business news paper, The Financial Express. These awards emerged as the highest award of banking excellence in the country. The chief guest for this prestigious FE Best Bank Awards was Nitin Gadkari (Union Minister for Shipping, Road Transport & Highways, Water Resources, River Development and Ganga Rejuvenation). He gave away the awards at the presentation ceremony. The State Bank of India (SBI) bagged the Best Nationalised Bank Award, ex-chairperson of SBI Arundhati Bhattacharya bagged the Banker of the Year award and the executive vice chairman and managing director of Kotak Mahindra Bank, Uday Kotak was honored with the Lifetime Achievement Award


The Financial Express along with the business Consulting Firm Ernst & Young annually releases the Best Banks survey. This survey lists banks that have delivered exemplary performance on various parameters including growth, profitability, strength & soundness amongst others.

FE Best Banks Awards

FE Best Banks Awards were launched in February 1997. Annually these awards honor banks that have delivered exemplary performance on various parameters including growth, profitability, strength & soundness. The awards are based on the FE Best Bank Survey. 

Complete Winners List of FE Best Banks Awards 2017

Best Nationalised Bank – State Bank of India


Best Banker of the Year – Arundhati Bhattacharya


Lifetime Achievement Award – Uday Kotak


Best New Private Sector Bank - HDFC Bank


Best Old Private Sector Bank - City Union Bank


Best Savings Bank Product – Kotak Mahindra Bank


Best Mobile Banking Application – ICICI Bank


Best Non- Banking Financial Institution – Ujjivan Financial Services


Best Special Initiative Award – Shriram Transport Finance


Thursday 14 December 2017

Reasoning for Banking Examination 2017

Reasoning For Upcoming  Examination 2017-18 (New Pattern)

Directions (Q. 1-5) : Study the following information carefully and answer the questions given below:

In a certain code languages, some statements are coded as follow :

‘BORDER INDIA MONEY PACK’ is written as ‘4P$ 5B% 6I© 5Z#’

‘BLACK ROCK AREA MARKET’ is written as ‘4Z@ 6G% 5P© 4P*’

‘REFER INCOME POLICY ABLE’ is written as ‘5I* 6V# 4V@ 6B$’

Q.1 What is the code of ‘SUPER MARKET’?
1: 6G% 5B%
2: 6G% 5I©
3: 5I@ 6G%
4: Can’t be determined
5: None of these

Q.2 What is the code of ‘AREA’?
1: 4Z@
2: 4P*
3: 4V@
4: 5Z#
5: None of these

Q.3 The code ‘6B$’ denotes which of the following ?
1: MARKET
2: INCOME
3: POLICY
4: Can’t be determined
5: None of these

Q.4 Which of the following denotes ‘$’ symbol ?
1: M
2: R
3: A
4: P
5: None of these

Q.5 Which of the following is the code of ‘PACK’ ?
1: 4V@
2: 4P$
3: 4P©
4: Can’t be determined
5: None of these

Directions (Q. 6-10) : Study the following information carefully and answer the questions given below:

Eight professors are sitting in two parallel rows containing four persons each in such way that there is an equal distance between adjacent persons. In row-1 P, Q, R and S are seated and all of them are facing South. In row-2 A, B, C and D are seated and all of them are facing North. Therefore in the given seating arrangement each person seated in a row faces another person of the other row. Each of them belongs to different cities viz— Rajkot, Jaipur, Patna, Pune, Mumbai, Chennai, Shilong and Surat but necessarily in the same order. Each of them teaches different subjects viz— English, Commerce, Zoology, Chemistry, Botany, Physics, Biotechnology and Economics but not necessarily in the same order. The person who belongs to Rajkot sits second to the right of the person who faces C. The immediate neighbour of the person from Rajkot faces the person from Patna. Only one person sits between the person from Patna and B. The one who faces B sits second to the left of P. Immediate neighbour of B faces the person from Jaipur. The one who is facing the person who is from Jaipur sits second to the right of the person who is from Pune. Only one person sits between the person who is from Jaipur and S. R faces the one who is from Surat. R is neither from Jaipur nor Mumbai. One of the immediate neighbour of D is from Shilong. D is not an immediate neighbour of B. The one who teaches Economics faces the one who teaches English. Only one person sits between the one who teaches Commerce and the one who teaches Zoology. The one who teaches Chemistry is an immediate neighbour of the one who teaches Physics and the one who teaches Botany. A teaches English. P does not teach neither Commerce nor Zoology. The one who teaches Commerce is an immediate neighbour of the person who is from Pune. The one who teaches Zoology faces the one who teaches Botany.

Q.6 Which of the following pair of person is seated at the extreme end in any of the two rows ?
1: S Q
2: P R
3: A C
4: B D
5: R S

Q.7 Four of the following five are alike in a certain way and so form a group. Which one does not belong to that group ?
1: R
2: S
3: C
4: A
5: B

Q.8 Which of the following combinations is/are true ?
1: P – Mumbai – Chemistry
2: R – Rajkot – Economics
3: D – Patna – Commerce
4: B – Surat – English
5: C – Shilong – physics

Q.9 Which of the following statements is/are not true regarding R ?
1: R sits at the extreme right end of the row.
2: R faces the person who is from Surat.          3: R sits second to the left of P.                            4: Only two persons sit between R and S.         5: R is an immediate neighbour of Q.

Q.10 Who amongst the following teaches Economics ?
1: S
2: Q
3: R
4: A
5: B

Wednesday 13 December 2017

English Practice For Competitive Examination

English  Practice for competitive Examination

Topic- Noun Number And Case

Exercise 1 Fill in the blanks

Exercise 2 common errors

Click here to start practice

Friday 8 December 2017

Memory Based Fillers for IBPS Clerk (New Pattern)

Memory Based Fillers for IBPS Clerk (New Pattern)

Directions (Q.1-5): The following questions consist of a single sentence with one blank only. You are given six words denoted by A, B, C, D, E and F as answer choices and from the six choices you have to pick two correct answers, either of which will make the sentence meaningfully complete.

1. After a rather long ______ of more than three years since 2008 after the global crisis, the equity markets have made a remarkable comeback this year.        
(A) time                                
(B) interruption        
(C) gap                                  
(D) discussion        
(E) hiatus                              
(F) performance        

1) (A) and (D)      
2) (B) and (C)      
3) (E) and (F)        
4) (C) and (E)      
5) (D) and (F)

2. With favourable demographics translating into growth dividend and high savings rate, we believe that India has a lot of potential in the longer term to ________ 7-8 per cent real GDP growth rate.        
(A) create                             
(B) generate        
(C) make                              
(D) achieve        
(E) raise                                
(F) hike        

1) (A) and (B)      
2) (B) and (D)      
3) (C) and (F)        
4) (B) and (E)      
5) (D) and (E)

3. In our view, domestic macro environment is much better compared to the emerging markets ________ who are facing sharper impact of the global slowdown.        
(A) peers                               
(B) trends        
(C) regulators                       
(D) environments        
(E) patterns                          
(F) players        

1) (F) and (B)       
2) (D) and (E)      
3) (A) and (F)        
4) (C) and (E)      
5) (D) and (F)

4. The beauty of section 80C of the Income Tax Act is the wide array of financial instruments that qualify for tax ________ within it.        
(A) exemptions                   
(B) deductions        
(C) relief                               
(D) claims        
(E) calculations                   
(F) rebate        

1) (C) and (E)      
2) (A) and (D)      
3) (B) and (E)        
4) (B) and (D)      
5) (B) and (F)

5. The large-cap growth orientation of the scheme ________ that equity allocation is in some of the biggest companies with strong financials and business.        
(A) affirms                           
(B) assures        
(C) secures                           
(D) insures        
(E) ensures                           
(F) concedes        

1) (A) and (E)      
2) (B) and (D)      
3) (C) and (F)        
4) (D) and (F)       
5) (A) and (F)  

Monday 4 December 2017

IBPS Specialist Officer

IBPS Specialist Officer previous year Papers 2017   (Marketing &Human resource)

 

Coming soon

Saturday 2 December 2017

Error Detection for IBPS Clerk Pre (Based on Latest Pattern)

Exclusive Error Detection for IBPS Clerk Pre (Based on Latest Pattern)


Directions (Q. 1-30): Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is ‘5’. (Ignore errors of punctuation, if any.)

1. 1) The principal / 2) along with the / 3) students of his school / 4) have gone to Shimla. /5) No error

2. 1) He said a / 2) number of lies / 3) and then went / 4) without saying me good-bye. /5) No error

3. 1) Not only we saw / 2) the education / 3) minister / 4) but also the chief minister. /5) No error

4. 1) I came / 2) directly to my / 3) residence from / 4) the railway station. /5) No error

5. 1) I signed / 2) on the receiving / 3) in the morning / 4) but the pay has not been disbursed to me. /5) No error

6. 1) This is the / 2) same story / 3) which I heard / 4) from him yesterday. /5) No error 

7. 1) It was difficult to / 2) get out because the street / 3) was full of people from / 4) one end to another. /5) No error

8. 1) It has been our custom / 2) from time immemorial to / 3) be hospitable to those / 4) who came to our doors. /5) No error

9. 1) In my opinion, / 2) pencil is always / 3) more preferable / 4) to pen for a child. /5) No error

10. 1) She doesn’t hardly / 2) know what / 3) happened / 4) yesterday. /5) No error

11. 1) They understood how just a twitch, a shuffle, smirk or a glare on stage or screen / 2) can give audiences more insight / 3) into the impenetrable depths of a personality / 4) than a thousand-word dialogue. / 5) No error

12. 1) Gone are the days / 2) when people used to / 3) plan and save for years before buying / 4) the big-ticket items they aspired for. / 5) No error

13. 1) To be eligible for a loan, / 2) you need to have a / 3) regular source of income – salary, / 4) business or any occupation. / 5) No error

14. 1) Women tend to outlive their spouses, / 2) which makes it important for them / 3) to save money in instruments that will help them / 4) build corpse to last a lifetime. / 5) No error

15. 1) Success at work should not carry a disproportionate price tag / 2) whereby we end up souring relationships / 3) with our family members and friends / 4) which matter to us. / 5) No error

16. 1) Yesterday a thief / 2) broke into / 3) my house but / 4) he could not steal anything. / 5) No error

17. 1) Most women undermine themselves / 2) by thinking that they are not qualified enough, / 3) or they haven’t worked before or their husband / 4) won’t like it if they worked. / 5) No error

18. 1) In case you cannot be in office on time, / 2) call in your senior / 3) at least an hour earlier and inform / 4) that you are going to be late. / 5) No error

19. 1) Please expect that life will / 2) not be easy once / 3) you make up the decision / 4) to take up a career. / 5) No error

20. 1) Financial planning for women is tricky considering / 2) they have to take career breaks for / 3) a variety of reasons such as marriage, child-birth, / 4) and looking after kids or the elder. / 5) No error

21. 1) He is unpredictable, / 2) weeping one moment, / 3) laughs / 4) the next. / 5) No error

22. 1) If the shell had hitted / 2) the boat, it would / 3) have blown it / 4) to pieces. / 5) No error

23. 1) It is no use trying / 2) to plan an eighteen-hole / 3) golf course on a / 4) ninety-acre site. / 5) No error

24. 1) Only after countless rewrites / 2) and the most intense effort did / 3) John considered / 4) the script ready. / 5) No error

25. 1) Life for a successful / 2) doctor can be / 3) emotional and / 4) financially rewarding. / 5) No error

26. 1) In markets where / 2) prices are ruling higher / 3) than average, there might be / 4) a price correction. / 5) No error

27. 1) Pakistani authorities directed officials / 2) at airports of the country / 3) to bar the former President Pervez Musharraf / 4) from going abroad. / 5) No error

28. 1) Readers are requested to verify and make appropriate enquiries / 2) to satisfy themselves about the veracity / 3) of an advertisement before responding to / 4) any published in this magazine. / 5) No error

29. 1) At last she found Rashmi / 2) under the shade of a tree / 3) and brought / 4) her back home. / 5) No error

30. 1) In business, work can be performed more efficiently / 2) if it is divided into special tasks, / 3) each performed by a / 4) specialist or trained employee. / 5) No error



Friday 1 December 2017

Online Set for IBPS Clerk


All India IBPS Clerk Mock Test Free for Prelims 2017 Total 20  Sets



IBPS Clerk 2017 Prelims Exam – Free Online Mock Test


IBPS Clerk Prelims Free Online Test-1 
Take Online Mock Test

IBPS Clerk Prelims Free Online Test-2 

IBPS Clerk Prelims Free Online Test-3  

IBPS Clerk Prelims Free Online Test-4 

IBPS Clerk Prelims Free Online Test-5 

IBPS Clerk Prelims Free Online Test-6 

IBPS Clerk Prelims Free Online Test-7 

IBPS Clerk Prelims Free Online Test-8 

IBPS Clerk Prelims Free Online Test-9 

IBPS Clerk Prelims Free Online Test-10 

IBPS Clerk Prelims Free Online Test-11 

IBPS Clerk Prelims Free Online Test-12 

IBPS Clerk Prelims Free Online Test-13

IBPS Clerk Prelims Free Online Test-14

IBPS Clerk Prelims Free Online Test-15

IBPS Clerk Prelims Free Online Test-16

IBPS Clerk Prelims Free Online Test-17

IBPS Clerk Prelims Free Online Test-18

IBPS Clerk Prelims Free Online Test-19

IBPS Clerk Prelims Free Online Test-20

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